Wallets are becoming the Web3 portals as a DeFi dashboard for asset swaps and investments, a NFT gallery for collectible editorials and auctions, or a DAO townsquare for governance votes or payrolls.

Harmony's mission is to scale trust and create a radically fair economy. Below are $13M grants and bounties for building the frontends, web3 and web2 integrations, and security of our wallets. Let's help millions of people create wealth in harmony.

We are funding projects with task bounties, hackathon prizes, seed investments, or even fully DAOs; we offer grants for launching a new product, porting an exisiting product from other chains, or marketing campaigns with cross-chain partners. See the following document for our full guideline:

Introduction to 1Wallet

⚡ WHY

Billions of users can earn 10% or more annual returns with crypto assets. But they must stop worrying about seed phrases, device loss, email phishing, phone hijacking... We can secure everyone’s financial future against password breaches, software bugs, platform malware and exchange hacks.

👩‍👩‍👧‍👦 WHOM

Global consumers with just a few thousand dollars and no technical background.

💎 WHAT

A digital wallet for crypto assets, investment and identity. Consumers can buy crypto assets via credit cards, then trade between multiple platforms. They can earn fixed-rate interests or actively invest for higher returns. Their profiles can hold digital arts or custom domain names.

🤯 MAGIC

Earn 20% annual interests for the first million users.
No emails, SMS, passwords or government documents necessary.
Seamless between assets from Bitcoin, Ethereum or any networks.

🔨 HOW

Many staking protocols offer 10% yields, lending protocols offer 10%, and liquidity pools offer 20%.
Assets and keys are secured on blockchain; only need Google Authenticator and social recovery.
Harmony supports non-custodial and trustless transactions in 2 seconds and at less than $0.01 fees.

💪 WHO

Ph.D.s, ex-Google developers, formal verification as security audit, top branding agency, builders of billion user products.

🔥 WHERE

The Future of Money is already here but unevenly distributed. Decades of cryptography, best research in production.

🚀 WHEN

Product launch and hackathon in 2021 Q3 with 1000 users, then 10k users in Q4 with each wallet holding $1000, video campaign and 20% deposit return in 2022 Q1.

💡 Terms

Social recovery: friends or other devices unlock funds for you if you lose access to your wallet.
Non-custodial: no network, software, developers, government or even Harmony control your fund.

Our 1Wallet – with social recovery and on-chain security based on Google Authenticator – supports any asset tokens (ERC21) as well as unique NFT (ERC721) and limited editions (ERC1155). Get started at https://1wallet.crazy.one.

Budget Allocation for 2021 Q4 & 2022 Q1

Decentralized Basic Income

Is 20% basic income sustainable? Create wealth in a decentralized way? Prof Hakwan Lau and Harmony has published a full research paper "Decentralized Basic Income: Creating Wealth with On-Chain Staking and Fixed-Rate Protocols".

Decentralized Basic Income: Creating Wealth with On-Chain Staking and Fixed-Rate Protocols

[Professor Hakwan Lau explaining Decentralized Basic Income. Previously at Oxford, Columbia and UCLA.](https://www.youtube.com/watch?v=tCjjSRyMwBA)

Professor Hakwan Lau explaining Decentralized Basic Income. Previously at Oxford, Columbia and UCLA.